Benjamin D. Horowicz

Washington, D.C.

Miles & Stockbridge
1201 Pennsylvania Avenue, NW
Suite 900
Washington, DC 20004

Tel: 202 524-8054


Benjamin D. Horowicz is a principal in the firm’s Washington, DC office, where he concentrates his practice in the areas of corporate finance, commercial transactions and general corporate law, with a focus on acquisition financing.

Ben represents private equity groups, venture funds, senior and mezzanine lenders, and family offices in complex, multi-layered leveraged acquisitions, and is deeply experienced in all aspects of asset-based financing. He also routinely advises operating companies, national and regional banks and private funds in a wide variety of event-driven financings, commercial loans and real estate transactions, including:

  • Acquisition and growth financing
  • Mezzanine and sub-debt
  • Delayed draw and accordion facilities
  • First and second lien financings
  • Revolving credit facilities
  • Term loans
  • Capital expenditure lines
  • Letter of credit facilities
  • Real estate acquisition loans

Ben stays with a deal from cradle to grave and routinely advises both creditors and debtors in troubled transactions. He is experienced in documenting and negotiating forbearance agreements, restructuring credit facilities and reorganizing debtors.

Ben heads the firm’s social impact investment team and has structured debt and equity investments designed to generate meaningful social impact alongside a financial return. He has recently led projects establishing rolling debt funds for downstream investments in Africa, South America, Central America, and the Caribbean.

Ben is currently a member of the firm’s board of directors and leads the firm’s commercial finance practice. He has also served as a board member and in other senior leadership roles with respect to numerous charitable organizations, industry groups and financial institutions.

For nearly a century, Miles & Stockbridge’s preeminent banking and finance practice has counseled and represented international, national, regional and local commercial banks; commercial credit companies; mortgage companies; institutional investors; finance companies; state and federal economic development agencies; private equity investors; real estate developers; and corporations and other business entities, in connection with all types of finance transactions, including:

  • Senior, mezzanine and unitranche financings
  • Secured and unsecured lending transactions
  • Syndicated, club and bilateral credit facilities
  • Asset-based lending
  • International trade finance
  • Letter of credit facilities
  • Cross-border and multi-currency financings
  • Equipment leasing
  • Tax-exempt and public finance transactions
  • Tax-credit finance
  • Affordable housing transactions
  • Factoring arrangements
  • Real estate and construction finance
  • Restructurings, workouts and reorganizations

Across all of our offices, the more than 50 lawyers in this practice group have a deep understanding of financing transactions at all levels of a company’s capital structure, resulting from decades of experience as lead counsel for lenders, investors and borrowers in connection with billions of dollars of financing from banks, institutional investors and non-traditional lenders, with a particular emphasis in middle market commercial lending.

Miles & Stockbridge is a leading law firm with offices throughout the mid-Atlantic region, including Maryland, Virginia, and Washington, D.C. Our more than 230 lawyers help global, national, local and emerging business clients preserve and create value by helping them solve their most challenging problems.

As a firm, our premier focus areas include corporate, finance, government contracts, intellectual property, products liability and real estate law. A more robust assemblage of our service areas can be found on our website at

Founded in 1932 by Baltimore lawyers Clarence Miles and Seymour O’Brien—who later merged with a
firm founded by Enos Stockbridge, creating the modern-day Miles & Stockbridge—the firm has played a significant role in shaping businesses and communities along the East Coast.

Miles & Stockbridge is proud of the distinguished lawyers in our past who built the foundation for
the success we enjoy today. We carry forward their timeless core values of excellence, integrity, respect, compassion, diversity and teamwork.