Ernest H. Harper, Jr.


Hilburn & Harper, Ltd.
One Riverfront Place
US Bank Building - Eighth Floor
North Little Rock, AR 72114

Tel: (501) 372-0110


Ernie was born and raised in Little Rock, Arkansas. After graduating from Little Rock Catholic High School, he attended Hendrix College in Conway, Arkansas, where he earned his undergraduate degree. He next attended and graduated from the Southern Methodist University School of Law, in Dallas, Texas, where he obtained his Juris Doctor degree. Ernie currently resides in North Little Rock, Arkansas.

Ernie has been a member of the firm since 1977. During Ernie’s forty-three years of legal practice in a wide array of commercial matters, he has participated as counsel in commercial real estate developments on behalf of lenders, borrowers, developers, and investors; debt restructures and forbearance agreements; foreclosures and similar proceedings, including deeds-in-lieu; construction lending administration and overview of title insurance reviews and interaction with underwriters, survey/engineers; debt collateralization/lien perfection analyses and recommendations; shareholder dispute resolutions, including suppression of minority shareholder(s) issues; piercing of corporate veils; and collection of financial surety bonds and payment and performance bonds.

Ernie has served as both an instructor in CLE seminars, individually, and as a panel member in prior years.

The Firm specializes in and has handled many commercial lending transactions since its establishment. Attorneys at the Firm prepare loan securitization documents and provide advice regarding, or review of, related title insurance coverages and endorsements and Uniform Commercial Code matters; prepare and review asset-based lending and securitization documents; issue enforceability opinions for the large multi-state term and revolving loan facilities.

The Firm is well-equipped to help you with any commercial lending transaction you may have.

Certain attorneys Hilburn & Harper, Ltd. specialize in banking law issues. Those attorneys have handled a multitude of banking transactions, including the preparation and review of loan securitization documents for commercial real estate and asset-based loans, and are well-equipped to provide advice regarding Uniform Commercial Code issues and considerations.

Hilburn & Harper, Ltd., formerly known as Hilburn, Calhoon, Harper, Pruniski & Calhoun, Ltd, was created in 1988 through the merger of a North Little Rock firm and a Little Rock firm. Sam Hilburn, who formed the merging firm, has been practicing law for 50 years. By 1980, Mr. Hilburn’s firm had grown to the fifth largest law firm in Arkansas. The other merging firm, Owens, McHaney & Calhoun, was formed in the 1890’s in Little Rock by three leading members of the Arkansas bar. The Firm is listed in the Bar Register of Preeminent Lawyers.

The Firm currently has a multitude of seasoned attorneys. Additionally, the Firm maintains legal assistants and law clerks as part of its staff. The Firm offers a full range of services and specialties, with the greatest concentration in the areas of commercial and general litigation, family law, labor relations and employment, municipal law, insurance defense, real estate, taxation, bankruptcy, corporate transactions, administrative, estate planning, mergers and acquisitions and banking. The Firm’s demonstrated abilities in these various areas of practice have attracted a broad, diversified and impressive client base.

To encourage mutual support and interaction, the Firm is not physically departmentalized; rather, each attorney contributes to the overall effort to provide complete and comprehensive service to its clients.