Robert R. Wisner


Crain Caton & James
Five Houston Center
1401 McKinney St., Suite 1700
Houston, TX 77010

Tel: 713.752.8607


Robert R. Wisner is a Shareholder in the Houston office of Crain Caton & James. He practices in the areas of banking and financial services, real estate, and business transactions. Rob is board certified in both Commercial Real Estate Law and Consumer Real Estate Law by the Texas Board of Legal Specialization.

Rob crafts creative solutions for banks and other financial service providers ranging from community banks to large multi-state holding companies, and finance companies. His advice and unique expertise on consumer and commercial lending forms, policies, and procedures are sought not only by financial institutions, but also by forms companies, other lawyers, and regulators.

Since Rob’s entire professional career has been devoted to representing financial service providers, he has a unique ability to draft and negotiate documents that protect his client’s interests. He constantly develops and refines forms to efficiently deliver documents customized to each transaction.

Rob frequently publishes articles, presents seminars, and conducts training on Texas and federal consumer compliance and lending. Since first published in 1992, Mr. Wisner’s book, Usury and Texas Credit Laws, is the “go to” treatise on lending and compliance in Texas

  • J.D., University of Michigan
  • B.B.A. with Distinction, University of Michigan
Honors & Awards
  • AV Preeminent® Rating, Martindale Hubbell
  • Best Lawyers in America, Banking and Finance Law, BL Rankings, 2020-2023
  • Houston Lawyer of the Year – Banking and Finance Law, BL Rankings, 2023
  • Texas Super Lawyers, Thomson Reuters, 2003, 2007-2010, 2018-2019
  • Top Lawyers, Houstonia Magazine, 2013-2019
  • Texas Super Lawyers – Business Edition, Thomson Reuters, 2011

Crain Caton & James’ experienced Houston banking and financial services attorneys represent providers of consumer and commercial financial services in all aspects of lending, forms, drafting policies and procedures, litigation, arbitration, dispute resolution, collection, workout, foreclosure, bankruptcy and compliance with Texas and federal laws and regulations.

You can count on our transactional bank lawyers to formulate, structure and document the full range of consumer and commercial loans and other financial products. We work with clients who are arranging financing for borrowers to acquire companies, obtain mortgages for commercial real estate including land and buildings, and need to purchase large assets such as machinery or construction equipment.  We provide counsel on, and routinely prepare, consumer and commercial finance forms and review and draft procedures. Our forms are constantly updated to provide efficient, cost-effective documents. The commercial and consumer loan documents and forms prepared by our attorneys are well respected by state and federal regulators.

We also prepare deposit agreements, terms and conditions, treasury management services agreements, remote deposit capture agreements, indemnity agreements, linking agreements, wire transfer agreements, fraud affidavits, wire transfer request forms and many other types of banking documents and agreements.

Our firm is unique in that we have a dedicated team of litigators who represent clients in only the banking and financial industry. We defend clients involved in bank fraud matters, including check, ACH and wire fraud as well as lender liability, Fair Debt Collections Practice Act claims, FCRA claims, wrongful foreclosure claims, letter of credit, breach of contract, usury and consumer class action lawsuits.  When defending you or your customers, our attorneys know the law.  Our banking litigators can quote the Uniform Commercial Code (UCC) sections very much like a tax attorney quotes the tax code. They advise clients on consumer claims, fraudulent conveyance, breach of fiduciary duty claims, and any other claims filed against or by the bank or financial institution.

Crain Caton & James provides legal counseling and client-focused solutions locally and around the world.  Our attorneys are recognized for their contributions to the legal community, their practical expertise, and their legal scholarship by contributing to standard legal texts and presenting papers and speeches to lay and legal audiences.

In addition to banking and financial services law, Crain Caton & James provides legal services in several other areas. Those areas include: administrative, appellate, bankruptcy and creditors’ rights, business planning and taxation, commercial litigation, employment and labor law, energy, environmental, estate planning, fiduciary litigation, insurance, intellectual property, international business transactions, probate, trust and guardianship, real estate, and securities.

Crain Caton & James is a Houston based law firm that not only represents clients in Houston and all over the state of Texas but also represents clients across the U.S. and its borders.  Depending on the practice area, some areas have more clients outside of Houston and Texas than other areas.  At the end of the day we are able to represent clients either locally or from abroad.

The firm’s attorneys are graduates of prestigious law schools and universities. Over 10 attorneys affiliated with the firm are jurists on both the federal and state benches. Four members of the firm have served as president of the Houston Bar Association.